Lendflow Secures $15 Million in Growth Capital

Today marks a significant milestone for Lendflow as we announce the commitment of $15 million in growth capital from Trinity Capital Inc. (Nasdaq: TRIN). This investment represents a pivotal step in accelerating our mission to create a more accessible, efficient, and intelligent financial ecosystem.

About Us

Lendflow is an AI-powered credit platform that specializes in providing embedded infrastructure to Fintechs, lenders, and vertical software-as-a-service (SaaS) companies. Our platform is designed to bridge the gap between capital providers and distribution partners, enabling seamless financial experiences for their customers and empowering businesses to reach their full potential.

We enable platforms to efficiently integrate lending capabilities into their services through scalable, low-code solutions. Our proprietary operating system and data analytics streamline critical functions from customer acquisition through credit decisioning and underwriting. This empowers our Lender partners to scale their operations with enhanced flexibility and simplicity.

Investment to Drive AI Innovation

Brendan Carr, Director, Tech Lending at Trinity Capital, acknowledged Lendflow's progressive approach, stating, “Lendflow’s comprehensive approach to embedded credit infrastructure reflects a forward-thinking vision within the evolving financial technology landscape.” He added, “We are proud to partner with their team and support their continued growth as they deliver smarter lending solutions to their clients.”

This investment reinforces our commitment to innovation and growth within the embedded finance sector.This growth capital is specifically allocated to accelerate key product initiatives, with a particular focus on powering the next generation of our AI-driven data intelligence and automation platform. This strategic investment will contribute to fostering a more transparent, efficient, and intelligent lending ecosystem for our partners and the businesses they serve.

Lendflow's platform operates through three core pillars:

• Lendflow Connect: This pillar facilitates the embedded lending ecosystem, enabling the seamless flow of capital and partnerships between Lenders and Brands. It offers flexible integration options, including a single, unified API or a white-labeled line of code, allowing Brands to quickly offer their customers access to a wide set of financial products. For Lenders, Connect provides access to new distribution channels and simplifies partnership formation. 
• Lendflow Intelligence: As our data and insights engine, Intelligence powers smarter credit decisions and robust risk assessment. It designs and refines the lending journey, empowering lenders to make smarter, faster credit decisions. The Intelligence suite is comprised of tools necessary for sophisticated credit decisioning, fraud detection, and comprehensive data aggregation.
• Lendflow Automate: This pillar provides AI-driven tools focused on increasing operational efficiency and automating workflows throughout the lending process. These tools are designed to lower operational costs and speed up funding cycles. Examples include AI Communication Automation for omni-channel customer engagement and Automated Loan Placement which uses rules or predictive modeling for optimal lender matching. 

The strategic application of this capital will enhance the capabilities within our Intelligence and Automate pillars, driving forward innovations such as the upcoming AI Based Optimization.Jon Fry, Founder and CEO of Lendflow, articulated the platform's transformative potential: “Our platform gives customers the control to configure their own partnerships, underwriting, decisioning, capital delivery, and now AI agents in one stack—we’re here to remove the tech barriers holding lending innovation back.”

The Future

We are committed to removing these barriers and advancing our vision for a financial system that is truly accessible to all. The flexibility and modularity of the Lendflow product allow partners to utilize fully embeddable components, scaling only what they need as their platforms grow. 

We are excited by the opportunities this growth capital provides to further innovate and empower our partners.Discover how Lendflow’s embedded credit infrastructure can help you launch and scale faster.

Book a Demo to explore the capabilities of Lendflow in action.

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