Rescue Declined Applications
and Turn Them Into Funded Deals

Instantly reroute turndown applications to speciality lenders, earn referral fees in one ledger, and keep borrowers inside your branded flow.

Every “No” Deserves
a Second Look

Second-Look Marketplace converts lost deals into funding 
and revenue without extra operational lift

Approval Lift

Capture near-prime files your primary lender can’t serve and boost funded deals.

Customer Loyalty

Keep borrowers from shopping competitors 
by offering a second chance instantly.

Risk Diversification

Route files to specialists in MCA, equipment, 
or SBA and spread portfolio risk.

Features That Turn Declines
Into Funded Deals

Smart routing, automatic compliance, and unified payouts work together to rescue lost applications and add revenue without extra effort.
Auto Routing Rules

Declined apps are re-scored and sent to the best alternative lender based on product fit and risk appetite.

Soft-Pull Friendly Consent

Borrowers accept a single, updated disclosure, avoiding extra hard pulls while staying fully compliant.

Unified Monitoring Dashboard

Track second-look approvals, downstream performance, and referral earnings in one place – no spreadsheets.

What Clients See
After Switching On

22%

More Deals Funded
Declined apps that become approvals through second-look routing.

$1.5M 

Revenue Recovered
Annual commissions earned by rerouting turndowns to partners.

Why Lenders and Brands
Enable Second Look

For Lenders

More Funded Applications

Near-prime and niche deals stop falling through the cracks.

Portfolio Balance

Tap lenders focused on MCA, equipment, SBA.

No Extra Ops Load

Routing and consent run automatically.

For Brands & Platforms

New Revenue Stream

Earn fees on deals previously declined.

Better Retention

Borrowers stay on your platform, not a competitor’s.

Plug-and-Play

Flip it on with the same API as your main flow.

Real Businesses, Real Success with Lendflow AI

Lendflow’s Voice AI instantly streamlined our outreach process. Instead of chasing leads manually, we were able to engage borrowers faster and more consistently — which made a real difference in our pipeline.

Andrew Dunn
VP of Financial Products, Levelset
65%

More completed loan applications

Lendflow’s Voice AI instantly streamlined our outreach process. Instead of chasing leads manually, we were able to engage borrowers faster and more consistently — which made a real difference in our pipeline.

Andrew Dunn
VP of Financial Products, Levelset
65%

More completed loan applications

Frequently Asked Questions?

Does the borrower face another hard pull?

No. We pass the existing bureau data; partners use a soft pull only if policy requires.

How many second-look lenders can I include?

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Can we set risk caps per lender?

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How often are referral payouts settled?

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Recover Revenue
From Your Declines

Switch on Second-Look Marketplace 
and watch lost deals turn into funded loans
Book Demo