Supercharge Automated Decisions with Intelligence’s Credit Engine

Lendflow Credit Engine lets you use your or our credentials 
to simplify orchestration and deliver hyper-targeted, 
pre-approved or hard credit offers that grow lending.

Transform Your Credit Decisions with Our Advanced Intelligence Engine

Access extensive data with one API, create optimized workflows, and increase approvals without added risk.

Access Better Data

Expand your reach with top-quality data to identify valuable leads

Automate Decisions

Streamline workflows to enhance accuracy and reduce risks

AI Speeds Approvals

Intelligence powers faster and smarter lending operations

We take Know-Your-Customer
to the next level

Enhance approvals with comprehensive data beyond credit scores. Our single API brings together banking, business credit, and fraud detection data, helping you make smarter credit decisions instantly.

KYC, KYB, Fraud,
Document verification

Bank Data,
Cash flow analysis

Accounting, Payroll,
E-commerce data

Personal Credit, Social Scoring,
Business Credit

Bankruptcies, Judgment,
Liens, UCC filling

Custom Workflows
for Smarter Credit Decisions

Configure underwriting workflows tailored to your policies. Use conditional triggers to pull data from various sources, optimizing decision-making and reducing costs.

Intelligent Scoring System
for Better Decisions

Build your own proprietary applicant scoring system or tap into Lendflow’s pre-built templates to assign weight to each data point and rank each credit applicant in seconds.

Real Businesses, Real Success with Lendflow

Lendflow’s latest VoiceAI agent tools have been working wonders for us at Faster Funding over the past few months. We have a number of agents actively reaching out to applicants to help them through the onboarding and funding process, each trained on specific tasks and objectives. And the best part is that our customers don’t seem to notice they are speaking to an AI agent - and in some cases have even complimented the professionalism of our “employees”!

Mike Whitaker, CEO
VoiceAI and Marketplace Agents
65%

More completed loan applications

Our evaluation and diligence process included a number of solutions with a range of capabilities. In the end, Lendflow’s Voice AI agents were the clear winner, not only for the extensive and sophisticated response capabilities but also for the depth and breadth of knowledge from the team that has deep lending industry expertise. This gave us the confidence that the agents would both work well and be compliant across the board.

Chris Inman, VP of Operations
Custom VoiceAI Agents for Lending Operations
65%

More completed loan applications

Frequently Asked Questions?

How do I create custom approval rules?

Use our drag-and-drop rule builder to combine Trust Score thresholds, cash-flow metrics, and document statuses; publish changes instantly without code.

Can I A/B test scorecards?

Yes, the Lendflow platform supports A/B testing for scorecards and approval logic.

Does the engine handle multiple products per borrower?

Yes, the platform can support multiple scorecards per borrower including product-specific scorecards, multi-product parameters, and cross product evaluation.

What happens if no lender matches?

If there are no matches, the application will be labeled as declined and the borrower will be sent automated communication, based on lender preferences. If information is uncertain, the application will be escalated to manual review.

Accelerate Credit Decisions With AI

See how Lendflow Intelligence streamlines underwriting workflows, boosts approval accuracy, and shortens time-to-funding.
Book a Demo