Whether you choose to instantly power hyper-targeted, pre-approved or hard offers of credit, Lendflow's credit engine allows you to bring your own credentials or use ours to simplify complex orchestrations and maximize lending opportunities.



Access extensive data with one API, create optimized workflows, and increase approvals without added risk.

Expand your reach with top-quality data to identify valuable leads

Streamline workflows to enhance accuracy and reduce risks

Optimize operations for quicker, smarter decisions

Enhance approvals with comprehensive data beyond credit scores. Our single API brings together banking, business credit, and fraud detection data, helping you make smarter credit decisions instantly.


KYC, KYB, Fraud,
Document verification

Bank Data,
Cash flow analysis

Accounting, Payroll,
E-commerce data

Personal Credit, Social Scoring,
Business Credit

Bankruptcies, Judgment,
Liens, UCC filling

Configure underwriting workflows tailored to your policies. Use conditional triggers to pull data from various sources, optimizing decision-making and reducing costs.


Build your own proprietary applicant scoring system or tap into Lendflow’s pre-built templates to assign weight to each data point and rank each credit applicant in seconds.
