[.green-span]Elevating Embedded Finance Intelligently, Seamlessly and Efficiently[.green-span]

Today, we’re proud to share a more unified and powerful way to experience the Lendflow platform. We’ve organized our capabilities into three strategic pillars that reflect the full spectrum of what we do - from distribution to decisioning to automation. These pillars work together to give our partners a scalable, intelligent, and operationally efficient foundation for embedded lending.

And at the center of this evolution is Lendflow Automate: a new suite of AI-powered tools that transform how lending operations are executed.

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Lendflow Connect: Embedded Lending Layer

Lendflow Connect is the infrastructure layer that powers embedded lending experiences linking lenders and brands through a single, streamlined integration. With access to 75+ lenders and 5+ financial products, Connect makes credit distribution fast, scalable, and deeply embedded.

Capabilities include:

• Managed Marketplace access
• Direct lender integrations
• Embeddable application widgets
• Pre-qualified offer APIs

With Connect, partners can go to market faster and offer a richer, more seamless credit experience.

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Lendflow Intelligence: The Data & Decision Engine

Lendflow Intelligence empowers smarter credit decisions by turning fragmented data into structured, actionable insights. It’s the intelligence layer of our platform enabling dynamic, data-driven decisioning that adapts to each partner’s unique needs.

Capabilities include:

• The Data Access Suite for comprehensive data pulls
• Data Orchestration to structure and normalize inputs
• Custom Scorecards and Waterfall Logic for credit decisioning

Intelligence helps lenders and platforms reduce risk, increase approvals, and make decisions faster.

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Lendflow Automate: The AI-Powered Efficiency Engine

Today’s lending operations demand 24/7 responsiveness, reduced overhead, and faster time-to-funding. That’s why we’re introducing Lendflow Automate: a powerful new automation layer designed to make operational excellence a core part of embedded lending.

AI Agents Built on Lendflow:

• AI agents for voice, SMS, and email managing borrower communications around the clock
• Automated document collection workflows that eliminate manual follow-ups
• NAICS Industry Mapping to instantly classify and pre-screen applicants

With Automate, our partners gain always-on operational capacity, streamlined workflows, and dramatically lower time-to-funding. It’s not just an upgrade. It’s a reimagining of what efficient lending operations can be.

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Why This Matters

By organizing our platform around Connect, Intelligence, and Automate, we’re giving our partners a clearer path to scale embedded lending with less complexity and greater performance. These pillars aren’t separate tools. Instead, they’re deeply integrated components of a single, unified platform designed to solve the hardest challenges in embedded finance.

Whether you’re launching a new lending program, optimizing decision workflows, or automating operations from lead to funding, Lendflow now offers one comprehensive solution  with the infrastructure, insights, and automation to get you there faster.

Explore the full platform at www.lendflow.com and discover how we’re helping businesses embed finance with greater intelligence and impact.

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