Embed working-capital loans, revenue advances, or lines of credit directly in payroll, payment, and credit-monitoring flows with one API, ready-made widgets, and turnkey compliance.


Embedded lending turns each user interaction into a revenue-building moment, making your platform the first place customers turn when they need capital.
Every funded loan adds non-transactional revenue while anchoring users deeper in your ecosystem.
Customers stay on your domain from application to funding, raising conversion and brand loyalty.
Payroll, payment or credit signals feed Lendflow’s underwriting to raise win-rate without extra risk.

Not all customers are created equal, so we work with diverse funding partners that specialize in each industry and truly understand their specific needs to deliver higher approval rates and better credit options.
We support your customers with access to term loans, lines of credit, equipment financing, receivables purchase financing and more.
Whether it’s payroll or advancing an invoice receivable, we help businesses of all sizes with their capital needs.
Since 2023, Lendflow has supported businesses with over $1.5B in offers.
Payroll providers
Offer advance cash for taxes and net pay, right inside run-payroll flow.
Credit monitoring sites
Turn score alerts into pre-qualified offers that convert data into revenue.
Payment facilitators
Embed working-capital loans at checkout to lift annual GPV and retention.



Instant API Integration
Launch lending flows in hours with one endpoint and drop-in widgets, no changes to your core product required.
Unified Lending Console
Monitor applications, compliance, and revenue share in a single dashboard while automated workflows handle routine tasks.
Dedicated Success Team
Lendflow experts boost conversion, manage lender ops, and guide your team from pilot launch to enterprise scale.



Lendflow’s product is flexible and modular. Each component is fully embeddable, like credit decisioning and borrower onboarding, can be used individually or scaled as your platform grows. Use only what you need.
Build a closed network from Lendflow’s existing partners. Pick lenders, set rules, and track every deal in one hub.
Lendflow manages the marketplace to operate, optimize and manage the marketplace.
Work 1-to-1 with a chosen lender under full controls while Lendflow handles data, routing, and secure reporting.